Off-Balance-Sheet Financing : Purpose, Place and Planning in Business
Off-balance-sheet financing (OBSF) is an alternative method of business financing that may be used in specific situations where traditional bank financing isn’t an option. Off-balance-sheet financing refers to a practice…Learn More
Partnerships that Protect Treasury Management
Treasury management is the process of managing an organization’s financial resources in order to optimize cash flow, minimize financial risk and maximize investment returns. In the case of banks, treasury…Learn More
Disclosure Laws Incoming – Commercial Lenders Prepare to Comply
Many U.S. states have either already introduced commercial lending disclosure laws or are in the process of passing new legislation. These new laws are requiring commercial lenders to make consumer-type…Learn More
Canadian Labour Market Defies Expectations – What Next for Businesses?
Statistics Canada recently published their monthly labour force survey which showed unemployment held steady at 5% in January. That figure doesn’t say much in itself but underlying that stat is…Learn More
Business Debt Consolidation – Everything You Need to Know
Business debt consolidation does exactly what you might expect; consolidate a number of varying business debts into a new agreement. It’s no surprise that many small and medium-sized businesses have…Learn More
How Do Businesses Benefit from a Cash Flow Loan?
Businesses experience cash flow challenges for a number of reasons. These problems are not all bad news; a company may be growing so fast for example, that a short-term need…Learn More
Ultimate Year End Review for Business Owners
We’ve reached the final few weeks of 2022 and whether December is a busy time or a quieter period for your small business, there’s still time to complete a crucial…Learn More
Electric Vehicle Market Rich with Business Opportunity
The electric vehicle is nothing new, surprisingly in fact the very first concepts of electric transportation came about over a century ago; it just happens that they were way ahead…Learn More
Can you Prepare your Business for Recession?
If you haven’t started to prepare your business for recession yet, you’re not alone. With all the uncertainty globally and subsequent firefighting, you’re probably in the ‘think about it later…Learn More
Treasury Announce $1 Billion Small Business Support for 11 More States
U.S. Department of the Treasury recently announced an additional $1 billion in small business support in a further 11 states that may have been overlooked and underserved previously when it…Learn More
How do Business Owners Lead Through a Recession?
Managing and leading a business is difficult at the best of times, but with talks of recession looming and businesses still reeling from the impact of world events over recent…Learn More
Does Your Business Qualify for the ERTC Tax Credit?
The Employee Retention Tax Credit (ERTC) was established in 2020 as part of the CARES act in order to encourage employers to retain employees despite the negative economic effects of…Learn More
10 Common Cash Flow Problems for Businesses
Cash flow is a fundamental metric that’s used as an indicator of the financial health of a business. In essence it’s the net amount of cash flowing into and out…Learn More
The Up and Up of North American Smart Manufacturing
Since the turn of the century, manufacturing has evolved greatly. As new, advanced technologies drive the industry forward, manufacturing is clearly heading for a more automated, information-driven future and it’s…Learn More
How Can Staffing Agencies Manage Labor Shortage?
It is becoming increasingly difficult for staffing agencies to meet the demands of clients by finding top talent. Many companies are having difficulty filling their staffing needs despite a slight…Learn More